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Credit Application in Car Buying Salem NH

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.

Chelmsford Auto Sales Inc.
978-251-1306
PO Box 411
N Chelmsford, MA
Jaffarian Volvo Toyota Scion
(978) 372-8551
600 River Street
Haverhill, MA
Chevrolet Of Lowell
(978) 458-2526
831 Rogers St
Lowell, MA
Dobles Chevrolet Inc
(603) 669-8480
1250 S Willow Street
Manchester, NH
Big Als Custom Car Care
(603) 483-2031
200 Raymond Rd
Candia, NH
Clark Chrysler Jeep
(978) 683-8775
175 Pelham Street
Methuen, MA
Regan Collision Center
(978) 373-3878
Exit 50 On 495
Haverhill, MA
Best Honda Cycle Center
(603) 889-0161
579 Amherst Street
Nashua, NH
Autofair Toyota Of Manchester
(603) 624-1800
33 Auto Center Rd
Manchester, NH
Husson Motors Inc
(603) 898-2886
8 Lowell Rd
Salem, NH
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Credit Application in Car Buying



When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

Click here to read more from Beat The Car Salesman

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