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Credit Application in Car Buying Nashua NH

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.

Best Honda Cycle Center
(603) 889-0161
579 Amherst Street
Nashua, NH
Services
Motorcycle Fabrication,Motorcycle Repair,Truck Dealers,Used Car Dealers,Auto Dealers

Chevrolet Of Lowell
(978) 458-2526
831 Rogers St
Lowell, MA
Services
Auto Body Repair,Truck Auto Body,Truck Service Station,Truck Dealers,Used Car Dealers,Auto Dealers

Autofair Toyota Of Manchester
(603) 624-1800
33 Auto Center Rd
Manchester, NH
Services
Clutch Repair,Fuel Injection Repair,Radiator Repair,Tune up Repair,Auto Dealers

Clark Chrysler Jeep
(978) 683-8775
175 Pelham Street
Methuen, MA
Services
Alignment Repair,Auto Body Repair,Fuel Injection Repair,Radiator Repair,Tune up Repair,Used Car Dealers,Auto Dealers

Car Store
(603) 883-6300
22 Bridge St
Nashua, NH

Data Provided by:
Townsend Sales and Service Inc
(978) 597-8955
340 Main Street PO Box 531
Townsend, MA
Services
Clutch Repair,Radiator Repair,SUV Repair,Tune up Repair,Truck Dealers,Used Car Dealers,Auto Dealers

Dobles Chevrolet Inc
(603) 669-8480
1250 S Willow Street
Manchester, NH
Services
Clutch Repair,Auto Dealers

Mohawk Village Motors Inc
(978) 425-6244
RR 2 Box A
Shirley, MA
Services
Auto Body Repair,Truck Auto Body,Auto Dealers

Jaffarian Volvo Toyota Scion
(978) 372-8551
600 River Street
Haverhill, MA
Services
Fuel Injection Repair,Radiator Repair,Tune up Repair,Truck Dealers,Auto Dealers

Peters Auto Center
(603) 579-5245
280 Amherst St
Nashua, NH

Data Provided by:
Data Provided by:

Credit Application in Car Buying

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When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

Click here to read more from Beat The Car Salesman

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