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Credit Application in Car Buying Concord NH

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.

M and M Ford
(603) 736-9323
Route 28 N
Epsom, NH
Alignment Repair,Auto Body Repair,Fuel Injection Repair,Radiator Repair,Truck Auto Body,Tune up Repair,Used Car Dealers,Auto Dealers

Big Als Custom Car Care
(603) 483-2031
200 Raymond Rd
Candia, NH
Brake Repair,Engine Repair,Fuel Injection Repair,Service Stations,Tune up Repair,Auto Dealers

Priceline Automotive Sales
(603) 223-6616
290 N State St
Concord, NH

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Bob Mariano Dodge Incorporated
(603) 224-7437
146 Manchester St
Concord, NH

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Crazy Jay's Svc Ctr
(603) 229-3030
548 Route 3a
Bow, NH

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Autoserv of Tilton
(603) 286-3141
634 West Main Street
Tilton, NH
Auto Body Repair,Auto Repair,Clutch Repair,Truck Dealers,Used Truck Dealers,Used Car Dealers,Auto Dealers

Dunzzo Recycling
(603) 226-6673
134 hall st
concord , NH
Route 3 Auto Sales Concord
(603) 224-1963
310 N State St
Concord, NH

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Autosure Used Cars
(603) 228-3255
134 Manchester St
Concord, NH

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Harris Certified Auto & Truck
(603) 497-3333
197 Mast Rd
Goffstown, NH

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Credit Application in Car Buying

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When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

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